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Busting Two Misconceptions About The SR22 Insurance Requirement

If you find yourself in traffic court because of too many tickets, a DUI, or not having auto insurance, there's a good chance the judge in the case will require you to obtain an SR22. There are many misconceptions about this requirement that could lead you to paying more than you need for insurance and other problems. Here's the truth behind two of those myths to help you make the best decisions in your case.

Commercial Insurance And Claim Tips For Small Business Owners

As a business owner with a tight budget, you've probably got your overhead costs worked out to a steady flow of payments and a clearly defined cost. However, despite the fact that your commercial insurance policies have a clearly defined premium, there are other costs you may encounter if you're in a situation where you have to actually use that insurance. Budgeting an emergency fund or taking other steps to mitigate these costs could save your company from a financial nightmare.

What To Look For When Selecting A Juvenile Remedial Course

If your teenager has been involved in a few accidents or has gotten tickets, they may have their license suspended. The exact threshold for this happening varies from state to state and even varies based on the infraction committed. If your teen wants to get their license back, they will need to participate in a juvenile remedial course. This type of course helps to teach your teen safe driving habits, goes over traffic laws and teaches them defensive driving techniques.

3 Things That Can Have An Impact On The Cost Of Home Insurance

Owning a home comes with an enormous amount of responsibility. You'll want to be sure you work to maintain your property and meet any obligations you may have. For instance, taking the time to invest in the right insurance policy can help you avoid some potential financial problems. Being aware of specific factors that will have an impact on the cost of your home insurance can be helpful for you.

Live In An Urban Setting And Own A Car? 3 Tips For Reducing The Cost Of Car Insurance

When you live in an urban area, it's likely that you want to find a car that's going to be fun to drive, while also being affordable. Your car insurance can make a big impact in how happy you are with owning a car in the city. If you're unsure of how you can save money and car insurance, consider the following tips and how you can reduce the cost of your car insurance.

Four Important Types Of Auto Insurance Coverage

Auto insurance can protect you against a range of costs and liabilities that may arise after you have been involved in an accident. However, it is a common problem for individuals to fail to fully understand this protection, and this can lead to a range of problems and complications in the event an accident occurs. To make sure that you are maximizing the protection of your auto insurance, you may want to verify that your policy includes a handful of important protections.

When The Storm Rolls In: 3 Tips To Make Your Home Resistant To Hurricanes Before The Season Starts

Soon, hurricane season will be here, but is your home ready? You want to make sure that your home is windproof and that you have the systems in place to protect against damage. There are also some chores that need to be done to get your home ready for the hurricane season. Here are some tips to help get your home ready for the hurricane season: 1. Window Improvements to Protect Glass from Debris

Rent Vs. Buy: Why Do People Prefer To Rent?

Whether you are moving out of your parent's place or you are leaving college soon and need your own place, you are going to need to begin an apartment or home search soon. You may be looking for a place alone or with a significant other. In any event, the question that you need to answer is whether you are going to rent a place or if you are ready to buy.

4 Things That Can Impact Your Car Insurance Premium

According to reports compiled by DMV.org, the average annual premium rate for car insurance in the United States is just over $900. If you are paying more than the average, you may be wondering why and what you can do to reduce your insurance premiums in the future. Here are four things that car insurance agencies often use to determine the rates they charge.  Driving Record It goes without saying that your driving record is one of the most crucial criteria that is looked at.

Pizzeria Business Insurance: Preventing Rising Costs

A pizzeria using your family's recipes can allow you and your whole family to run a business together. Being able to serve great food might be the only thing you're focusing on, but you need to ensure that your family and the pizzeria itself are protected with insurance. Once your policy has started, it's in your best interests to help everyone avoid any claims so that costs don't rise; focus on these issues so that your policy costs remain reasonable: