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3 Ways You Could Get A Reduction In Flood Insurance Premiums

Paying for flood insurance is a basic part of being a homeowner. Even though not everyone has flood insurance, it's smart to have it so that you can be protected against the unexpected. If you feel as if you're paying too much for flood insurance, you should not consider cancelling your policy. Instead, try one or all of these things to try to reduce your premiums. 1. Have Your Property's Flood Zone Designation Changed

3 Medicare Myths, Debunked

Social Security may help you throughout retirement, but some sort of insurance and coverage will be necessary to help with the cost of medical care, especially when you are older. Fortunately, Medicare is a program offered by the government that helps seniors with the cost of medical care. While common, this program is not understood by many people. By learning the truth about a few common myths, you will have a better understanding of the Medicare program.

Understanding What Your Homeowners Insurance Covers

If you own your own home, you have to have insurance on it if it is still financed or has a mortgage on it. The bank will not give you a mortgage on the home if you do not agree to keep it covered for the term of the loan. The insurance is the only way the bank can be sure to get their money back if something happens to the house.

Four Things You Should Know About Your Dog And Auto Insurance

If you had your dog in your car during a collision, and the dog got injured, would your auto insurance coverage pay for the dog's medical bills? Answering this question isn't easy because it all depends on the coverage you have, who caused the accident, and the policy of your auto insurance company. Here are some things you should know about dogs and auto insurance coverage: Pets Are Treated As Property

Don't Let Your Teen Driver Raise Your Insurance Rates

It's a major event when your teenager comes home holding a license to drive, and you will feel justifiably proud of the achievement. It's when you try to add that teen to your automobile insurance policy that the pride turns to shock. You should know that there is much you can do to lessen the effects of having a young driver in your household, so read on to find out more.

Shopping Tips For Personal Auto Insurance

Are you in the process of looking for auto insurance for yourself? If so, you may be debating between how much you want to pay and how much coverage you should get. Here are some tips that will help you shop for your personal auto insurance policy. Pass on Injury Protection for Yourself You may be tempted to get insurance through your auto policy that gives you protection from injuries sustained in a car accident.

Insurance Policies Young Parents Need

As a new parent, you are becoming accustomed to juggling many different responsibilities. Making sure your family is financially cared for in the event of an emergency is an important concern, but one that is often overlooked. The following are some policies to discuss with your local personal insurance agents to ensure you can take care of your young family no matter what happens. Life insurance You need to make sure you have enough insurance for your family to live comfortably in the event one or both parents are lost.

Busting Two Misconceptions About The SR22 Insurance Requirement

If you find yourself in traffic court because of too many tickets, a DUI, or not having auto insurance, there's a good chance the judge in the case will require you to obtain an SR22. There are many misconceptions about this requirement that could lead you to paying more than you need for insurance and other problems. Here's the truth behind two of those myths to help you make the best decisions in your case.

Commercial Insurance And Claim Tips For Small Business Owners

As a business owner with a tight budget, you've probably got your overhead costs worked out to a steady flow of payments and a clearly defined cost. However, despite the fact that your commercial insurance policies have a clearly defined premium, there are other costs you may encounter if you're in a situation where you have to actually use that insurance. Budgeting an emergency fund or taking other steps to mitigate these costs could save your company from a financial nightmare.

What To Look For When Selecting A Juvenile Remedial Course

If your teenager has been involved in a few accidents or has gotten tickets, they may have their license suspended. The exact threshold for this happening varies from state to state and even varies based on the infraction committed. If your teen wants to get their license back, they will need to participate in a juvenile remedial course. This type of course helps to teach your teen safe driving habits, goes over traffic laws and teaches them defensive driving techniques.