Understanding What Your Homeowners Insurance Covers
If you own your own home, you have to have insurance on it if it is still financed or has a mortgage on it. The bank will not give you a mortgage on the home if you do not agree to keep it covered for the term of the loan. The insurance is the only way the bank can be sure to get their money back if something happens to the house.
Four Things You Should Know About Your Dog And Auto Insurance
If you had your dog in your car during a collision, and the dog got injured, would your auto insurance coverage pay for the dog's medical bills? Answering this question isn't easy because it all depends on the coverage you have, who caused the accident, and the policy of your auto insurance company. Here are some things you should know about dogs and auto insurance coverage: Pets Are Treated As Property
Don't Let Your Teen Driver Raise Your Insurance Rates
It's a major event when your teenager comes home holding a license to drive, and you will feel justifiably proud of the achievement. It's when you try to add that teen to your automobile insurance policy that the pride turns to shock. You should know that there is much you can do to lessen the effects of having a young driver in your household, so read on to find out more.
Shopping Tips For Personal Auto Insurance
Are you in the process of looking for auto insurance for yourself? If so, you may be debating between how much you want to pay and how much coverage you should get. Here are some tips that will help you shop for your personal auto insurance policy. Pass on Injury Protection for Yourself You may be tempted to get insurance through your auto policy that gives you protection from injuries sustained in a car accident.
Insurance Policies Young Parents Need
As a new parent, you are becoming accustomed to juggling many different responsibilities. Making sure your family is financially cared for in the event of an emergency is an important concern, but one that is often overlooked. The following are some policies to discuss with your local personal insurance agents to ensure you can take care of your young family no matter what happens. Life insurance You need to make sure you have enough insurance for your family to live comfortably in the event one or both parents are lost.
Busting Two Misconceptions About The SR22 Insurance Requirement
If you find yourself in traffic court because of too many tickets, a DUI, or not having auto insurance, there's a good chance the judge in the case will require you to obtain an SR22. There are many misconceptions about this requirement that could lead you to paying more than you need for insurance and other problems. Here's the truth behind two of those myths to help you make the best decisions in your case.
Commercial Insurance And Claim Tips For Small Business Owners
As a business owner with a tight budget, you've probably got your overhead costs worked out to a steady flow of payments and a clearly defined cost. However, despite the fact that your commercial insurance policies have a clearly defined premium, there are other costs you may encounter if you're in a situation where you have to actually use that insurance. Budgeting an emergency fund or taking other steps to mitigate these costs could save your company from a financial nightmare.
What To Look For When Selecting A Juvenile Remedial Course
If your teenager has been involved in a few accidents or has gotten tickets, they may have their license suspended. The exact threshold for this happening varies from state to state and even varies based on the infraction committed. If your teen wants to get their license back, they will need to participate in a juvenile remedial course. This type of course helps to teach your teen safe driving habits, goes over traffic laws and teaches them defensive driving techniques.
3 Things That Can Have An Impact On The Cost Of Home Insurance
Owning a home comes with an enormous amount of responsibility. You'll want to be sure you work to maintain your property and meet any obligations you may have. For instance, taking the time to invest in the right insurance policy can help you avoid some potential financial problems. Being aware of specific factors that will have an impact on the cost of your home insurance can be helpful for you.
Live In An Urban Setting And Own A Car? 3 Tips For Reducing The Cost Of Car Insurance
When you live in an urban area, it's likely that you want to find a car that's going to be fun to drive, while also being affordable. Your car insurance can make a big impact in how happy you are with owning a car in the city. If you're unsure of how you can save money and car insurance, consider the following tips and how you can reduce the cost of your car insurance.