How Do Riders Work With Homeowner's Insurance?

When you buy a homeowner's insurance policy, you get the chance to customize it to fit your needs. One way people do this is by adding riders to their policies. You might wonder what this is and how it works, and these are good questions. Here is a guide to help you learn the answers to these important questions. The Definition of a Rider With insurance, a rider is something you add to your policy to have extra coverage for a specific thing. [Read More]

4 Ways To Secure The Best Homeowner's Insurance Rate

When it comes to purchasing a home, one of the ongoing expenses that you will have to deal with is homeowner's insurance. You can keep the cost of homeowner's insurance reasonable by knowing how to save on your premium. #1: Install a Monitored Home Security System One of the best ways to get a sizable discount on your home, and increase your home's day-to-day security, is by installing a monitored home security system. [Read More]

You May Want Additional Home Insurance If...

Every homeowner knows that at least a basic home insurance policy is a must. However, you also need to know exactly what it does and does not cover so you're not caught by surprise if something happens. In fact, based on your individual circumstances, you may very likely want to buy additional coverage that isn't automatically included in general policies. Here are three examples of situations that may warrant extra protection. [Read More]

Situations That Warrant Car Insurance Without A License

According to the law, you can buy a car without having a driver's license. You might be purchasing the car for someone as a present and want to insure it while waiting to give it to them. If you're in such a situation, contact an insurance provider and explain your predicament. While at it, avoid lying as they'll not give you the insurance policy once they find out. Here are the situations where you might require car insurance without having a license. [Read More]