2019

5 Tips to Get Cheap Car Insurance

No one wants to overpay for basic necessities. Insurance is one of those expenses that you can't ignore. If you feel like you've been paying high fees for your car insurance coverage, there may be some changes that you can make to get a cheaper premium. Just because you want to protect yourself and your vehicle while on the road, doesn't mean that you have to pay a lot. Here are some tips to get cheap car insurance: 

What You Can Do If Your Home Insurance Company Cancels Your Policy?

When you own a home, you will have a lot of responsibilities, and one of these is to keep homeowner's insurance on your home. If you just received a letter or call from your homeowner's insurance company telling you that they are canceling your policy, you will need to act fast to get a new policy in place before your current one ends, and here are several things you should know if you are in this situation.

Need Property Insurance? Here's What You Should Know

Are you in the market to buy new property insurance? Whether you have recently purchased a home or you just put money down a chunk of property with the hopes of building in the future, you want to be able to rely on your insurance in the coming years. These tips will help you choose the best insurance for your home or property. Understand the Weather Surrounding Your Property Hail accounts for a lot property damage claims -- do you know how often it hails in the area where you purchased land?

SR-22 Insurance, DUI Litigation And Other Help

There are a number of matters that you will need to address head-on whenever you have to go to DUI court. When you get charged with driving under the influence, this is naturally a scary moment, but it is important that you figure out what needs to be done to protect your legal interests, financial interests, and all other matters that come into play with such a charge. To this end, follow the tips in this article to get the help that you are looking for.

Ready To Purchase Home Insurance? 3 Things You Need To Consider

When you purchase a home, you also need to get home owner's insurance for your home as well. Home owner's insurance is how you protect the big investment you just made.   Understand the Difference Between Replacement Cost and Actual Cash Value When it comes to purchasing home insurance, there are two ways that the insurance will pay you back if something happens to your home. You can be paid the actual cash value of your home and belongings or you can be paid the replacement value.

The Ins And Outs Of Equine Full Mortality Insurance

The equine industry is a lucrative one. Horses are bought and sold for millions of dollars each day. As horses continue to grow in value, more and more owners are viewing their animals as assets. Insuring a valuable horse is critical in protecting yourself against a large financial loss should the horse die unexpectedly. Full mortality insurance offers the most comprehensive coverage for equine assets, so you need to understand how this insurance product works.

How To Make Sure Your Home Has Enough Insurance Coverage

According to United Policyholders, approximately two-thirds of all American homeowners are underinsured, in terms of home insurance, and this is not a good place to be if you ever encounter a major disaster with your home. If you are worried that you might not have enough insurance coverage on your home, you should call an insurance agent to find out. Your agent may ask you some questions to determine how much coverage you need, and this will help you choose a policy that is sufficient.

Effects Of DUI On Auto Insurance, And How To Mitigate The Effects

A conviction for driving under the influence (DUI) can have devastating effects on your auto insurance coverage. Below is an overview of these effects and how you can mitigate them. The Effects Here are some of the major effects a DUI conviction can have on your auto insurance coverage. Rate Hikes Auto insurance companies look to the past to predict the future. A motorist who has committed driving-related infractions in the past is likely to do the same in the future.

How Does Getting Divorced Impact Your Car Insurance?

Getting divorced can impact a lot of things. Not only may it affect your current assets, but it could also affect your car insurance. During the process of divorce, you may want to consider how your insurance rates may change.  Your Premiums May Increase or Decrease As a married driver, your premiums considered both you and your spouse. This is true even for a car that you independently drove, because your spouse was a member of your household.

3 Reasons To Have Uninsured And Underinsured Motorist Coverage

When you purchase auto insurance, you probably want to make sure you are fully protected. If so, you should make sure you purchase uninsured and underinsured motorist coverage on your policy. These types of protection are designed to cover expenses you could encounter if a driver without insurance, or without enough insurance, causes an accident that leaves you with injuries or damages. Here are three reasons you should make sure you purchase these coverages with your policy.