Claudia Graves

SR-22 Insurance, DUI Litigation And Other Help

There are a number of matters that you will need to address head-on whenever you have to go to DUI court. When you get charged with driving under the influence, this is naturally a scary moment, but it is important that you figure out what needs to be done to protect your legal interests, financial interests, and all other matters that come into play with such a charge. To this end, follow the tips in this article to get the help that you are looking for.

Ready To Purchase Home Insurance? 3 Things You Need To Consider

When you purchase a home, you also need to get home owner's insurance for your home as well. Home owner's insurance is how you protect the big investment you just made.   Understand the Difference Between Replacement Cost and Actual Cash Value When it comes to purchasing home insurance, there are two ways that the insurance will pay you back if something happens to your home. You can be paid the actual cash value of your home and belongings or you can be paid the replacement value.

The Ins And Outs Of Equine Full Mortality Insurance

The equine industry is a lucrative one. Horses are bought and sold for millions of dollars each day. As horses continue to grow in value, more and more owners are viewing their animals as assets. Insuring a valuable horse is critical in protecting yourself against a large financial loss should the horse die unexpectedly. Full mortality insurance offers the most comprehensive coverage for equine assets, so you need to understand how this insurance product works.

How To Make Sure Your Home Has Enough Insurance Coverage

According to United Policyholders, approximately two-thirds of all American homeowners are underinsured, in terms of home insurance, and this is not a good place to be if you ever encounter a major disaster with your home. If you are worried that you might not have enough insurance coverage on your home, you should call an insurance agent to find out. Your agent may ask you some questions to determine how much coverage you need, and this will help you choose a policy that is sufficient.

Effects Of DUI On Auto Insurance, And How To Mitigate The Effects

A conviction for driving under the influence (DUI) can have devastating effects on your auto insurance coverage. Below is an overview of these effects and how you can mitigate them. The Effects Here are some of the major effects a DUI conviction can have on your auto insurance coverage. Rate Hikes Auto insurance companies look to the past to predict the future. A motorist who has committed driving-related infractions in the past is likely to do the same in the future.

How Does Getting Divorced Impact Your Car Insurance?

Getting divorced can impact a lot of things. Not only may it affect your current assets, but it could also affect your car insurance. During the process of divorce, you may want to consider how your insurance rates may change.  Your Premiums May Increase or Decrease As a married driver, your premiums considered both you and your spouse. This is true even for a car that you independently drove, because your spouse was a member of your household.

3 Reasons To Have Uninsured And Underinsured Motorist Coverage

When you purchase auto insurance, you probably want to make sure you are fully protected. If so, you should make sure you purchase uninsured and underinsured motorist coverage on your policy. These types of protection are designed to cover expenses you could encounter if a driver without insurance, or without enough insurance, causes an accident that leaves you with injuries or damages. Here are three reasons you should make sure you purchase these coverages with your policy.

3 Windshield Care Tips To Help You Avoid Accidents This Winter

The winter season is approaching, and you are doing all you can to get your car ready for the cold weather season, right down to adding collision and comprehensive to your auto insurance policy just in case you have an accident. However, before you check these tasks off of your to-do list, make sure you have taken a moment to consider what you need to do to your car windshield to also get it prepared for the coldest time of the year.

How To Maximize The Benefits Of Your Auto Insurance Coverage

Buying auto insurance coverage is one thing, ensuring that the coverage serves you as well as it should is a different thing altogether. Here are a few measures to help you get the best out of your auto insurance coverage: Don't Set Your Deductibles Too High The deductible is the out-of -funds you have to cough up for your car's repair before your insurance carrier tops up the rest. Choosing a high deductible allows you to enjoy relatively low rates, so it may be tempting to set it as high as possible.

3 Ways You Could Get A Reduction In Flood Insurance Premiums

Paying for flood insurance is a basic part of being a homeowner. Even though not everyone has flood insurance, it's smart to have it so that you can be protected against the unexpected. If you feel as if you're paying too much for flood insurance, you should not consider cancelling your policy. Instead, try one or all of these things to try to reduce your premiums. 1. Have Your Property's Flood Zone Designation Changed