The equine industry is a lucrative one. Horses are bought and sold for millions of dollars each day. As horses continue to grow in value, more and more owners are viewing their animals as assets.
Insuring a valuable horse is critical in protecting yourself against a large financial loss should the horse die unexpectedly. Full mortality insurance offers the most comprehensive coverage for equine assets, so you need to understand how this insurance product works.
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How To Make Sure Your Home Has Enough Insurance Coverage
According to United Policyholders, approximately two-thirds of all American homeowners are underinsured, in terms of home insurance, and this is not a good place to be if you ever encounter a major disaster with your home. If you are worried that you might not have enough insurance coverage on your home, you should call an insurance agent to find out. Your agent may ask you some questions to determine how much coverage you need, and this will help you choose a policy that is sufficient.
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Effects Of DUI On Auto Insurance, And How To Mitigate The Effects
A conviction for driving under the influence (DUI) can have devastating effects on your auto insurance coverage. Below is an overview of these effects and how you can mitigate them.
The Effects
Here are some of the major effects a DUI conviction can have on your auto insurance coverage.
Rate Hikes
Auto insurance companies look to the past to predict the future. A motorist who has committed driving-related infractions in the past is likely to do the same in the future.
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How Does Getting Divorced Impact Your Car Insurance?
Getting divorced can impact a lot of things. Not only may it affect your current assets, but it could also affect your car insurance. During the process of divorce, you may want to consider how your insurance rates may change.
Your Premiums May Increase or Decrease
As a married driver, your premiums considered both you and your spouse. This is true even for a car that you independently drove, because your spouse was a member of your household.
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